Is an insurance policy that provides 24 hours emergency medical assistance, personal accident cover, compensation for travel delays and loss of your property and other travel related perils covered in the policy.
Category: General Insurance
This insurance policy protects employers against legal liability under common law, negligence or breach of statutory duty for damages and employee’s (claimant’s) costs and expenses of litigation in respect of accidents, diseases or even death in the course of employment. It is prudent for employers to have both Employers’ liability and WIBA for comprehensive protection from liabilities of and compensation to employees.
Work Injury Benefit Act (WIBA)
Is an employee benefit plan enforced by Kenyan Labour Laws that requires employers to obtain an insurance policy for the safety, health and wellbeing of their employees working at their premises. It covers employees against injury, occupational disease or illness and accidental death that may occur while performing their duty.
s an insurance policy that protect you against any fraudulent or dishonest acts committed by your employees. The policy covers the loss of money, stocks or other property belonging to you or for which you are legally responsible for as a direct result of their actions.
Bid & Performance Bonds
A bid bond is a legal instrument enforceable by law that is used by project owners at tender stage. Bid Bonds are undertaken by contractors to provide assurance to the project owner that they are qualified and committed to execute the bid. If the contractor wins the bond but decides not to execute the bid, the project owner may make a claim against the full or partial amount of the bid bond. A performance bond guarantees the project owner against possible losses if a contractor fails to perform or deliver the project contractor according to the terms and conditions stipulated in the contract. We source, secure and facilitate bid and performance bonds from reputable insurance companies on behalf of our clients.
Animal & Crop Insurance
This insurance also known as agriculture insurance compensates farmers from the loss suffered from theft and accidental death of livestock (dairy / beef cattle, poultry, sheep, pigs) by natural calamities, illness or disease, epidemics, emergency slaughter on advice of qualified vet surgeon and calving, farrowing and kidding complications. Crop Insurance Covers from the loss of damage to crops such as wheat, maize, barley, rice, tea, coffee, sugarcane, tobacco, trees, flowers and other horticultural crops from perils like hail storms, fires, drought, flooding and lightening
This policy protects professionals such as lawyers, engineers, valuers, auditors and medical practitioners from legal liabilities arising from acts of negligence, malpractice, errors or omissions made in performance of their duties. The policy covers legal expenses, damages from libel and slander, loss and damages from loss of documents.
Contractor All Risks
This policy is for contractors requiring coverage for property damage and third-party injury or damage claims which are the major types of risks on construction projects. In detail, the cover offers protection for destruction or damage to contract works, plant and machinery on site and materials on site. The policy also covers the contractor’s liability to members of the public (third parties), for death, injuries or damage to their property arising out of the contractor’s negligence.
Group Personal Accident
This is a corporate or institutional policy which provides compensation to employees in the event of death, permanent disability, temporary loss of income due to disability from an accident. It also covers medical and funeral expenses as well.
This policy provides compensation in the event of death, permanent disability, temporary loss of income due to disability from an accident. It also covers medical and funeral expenses as well.